Continuing with His consideration of His coming again, Christ shows the church through this parable how it is to act.
We see the difference between the common actions of the Spirit, in those who may profess Christ but are not trusting in him, and the saving act of the Spirit in those who truly trust in Jesus. We see that those who belong to Christ will use the talents that they have been given to bear fruit in His Kingdom.
Those who are not bearing fruit are encouraged to come to Christ and trust in Him. Only Jesus can give us the love toward God that we must have in order to desire to serve him and bear fruit in His Kingdom.